PM Modi Schemes: After taking charge as the Prime Minister, Modi is providing many benefits to the common man. Economically not only for the poor but also for the farmers.

PM Modi Schemes: After taking charge as the Prime Minister, Modi is providing many benefits to the common man. Not only the poor but also the farmers are financially supported. Health insurance schemes have also been made available. The central government, which is paying special attention to the health of the people, is introducing a health insurance policy to help them financially in the matter of health. It is designed to get more profit with less premium. Also, the center is also introducing pension schemes. People can get many benefits from these schemes. September 17 is Prime Minister Narendra Modi’s birthday. While there are many schemes introduced by Modi on this occasion, we are mentioning about some schemes.

  1. Pradhanmantri Jan Dhan Yojana: There are many benefits for those who open a bank account under this scheme. No minimum balance is required to be maintained in this account. Clients can also get a Rupe Debit Card. Customers can get Rs 2 lakh accident insurance and Rs 10,000 overdraft facility with Rupay card. They are eligible for various schemes.
  2. Health Insurance (Arogya Bima): Especially during covid the number of people taking health insurance has increased. You can choose this scheme from Pradhan Mantri Jan Arogya Yojana or Ayushman Bharat. Earlier, with an annual premium of Rs.30, a family could get coverage up to Rs.5 lakh. It will be very useful mainly for the people below the poverty line.
  3. Pradhan Mantri Suraksha Bima Yojana: Buying this scheme at low cost has good benefits. 18-70 years old can join this scheme. In this scheme Rs 2 lakh can be availed for accidental death and total disability coverage. Join this scheme between June 1 and May 31. Only Rs.20 premium per year will be debited from the account holder’s bank account. This scheme is offered by public sector general insurance companies and other general insurance companies on similar terms.
  4. Jeevan Jyoti Bima Yojana: 18-50 years old can join this scheme. This scheme provides life insurance coverage up to Rs.2 lakh. Annual premium is Rs.436. Auto debit from bank account every year. This scheme is offered by Life Insurance Corporation and other life insurance companies.
  5. Atal Pension Yojana Scheme: In this scheme one can get pension after 60 years. To join this scheme, 18-40 year olds can open savings and post office savings bank accounts. Those who join this scheme can get a monthly pension of Rs.1000 to Rs.5000. But for those who join this scheme, there is a premium depending on the age.
  6. Sukanya Samriddhi Accounts: Sukanya Samriddhi Yojana Scheme. This scheme can be opened in banks as well as post offices. In which you can generate huge returns by investing in your girl. This scheme offers an interest rate of 7.6%. This interest is higher than the interest rates of most banks. You can open this account for girls aged 90 days to 10 years. In this every year you have to pay a minimum of Rs. 250, up to Rs. 1,50,000 can be invested. By investing in this scheme you can get exemption under Section 80C of Income Tax. You can withdraw the amount from the account after the girl child turns 21.
  7. Kisan Samman Nidhi Yojana Scheme (PM Kisan Samman Nidhi Yojana: This scheme is applicable to farmers. Farmers will get financial assistance of Rs.6000 per year for every farmer who applies for this. Rs.2000 will be deposited in the accounts of the farmers in three installments in a year.

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