Living frugally with contentment

According to Tao Te Ching, There is no crime as great as having too many desires; no greater disaster as learning not to be happy and no worse misfortune than giving in to greed. Greed is what kills a person. That overwhelming desire to spend without putting into consideration tomorrow’s obligations is what should give everyone the urge to save. Remember that without frugality, you will never save.
One of the best tactics to bring a disorderly life under control is learning to be content, however little or much you have. Contentment is to feel happy and at peace with what you have, knowing that you can do something to improve the situation in which you find yourself through effort and discipline.

Frugality demands that we accept contentment, albeit our overwhelming desires. You should willingly embrace a culture of savings even when you feel your life isn’t perfect or does not completely satisfy a desire, illusion or need.

The characteristics of a person in contentment
- Patient: He or she knows that time and effort will yield fruit. They know that it is good to wait for things that are worthwhile.
- Tenacious: He or she doesn’t allow small battles to defeat him or her.
- Endeavour, knows he or she has to work hard to achieve or change their situation.
- Confident, because he or she is not easily influenced by the media, magazines or fads. He knows his value depends on what is, not what he has.
- Reviews himself, because he understands the difference between wants and needs, and acts accordingly.
- Thrifty, which when accompanied with patience can yield a person sound finances. It means saving up a lot in order to meet that need, rather than buying now and regretting later.
- Grateful, because instead of lamenting what he or she doesn’t have not, he or she appreciates what they have.
- Happy, because even in the most difficult situations, he or she has reasons to smile.
- Comfortable, the above results in a life free from physical and emotional illnesses.

A frugal person doesn’t jump into the bandwagon of excessive consumerism. He or she accepts that they can not have everything they want and that being frugal is one of the best strategies for healthy personal finances. He believes that living according to his means is the best tactic to live between abundance and scarcity, i.e. in contentment.

Advantages of living a frugal life
There are many reasons to live frugally even when you don’t have to. As already discussed above, contentment is an attitude. However, contentment also requires resources in their abundance. A frugal life encourages the habit of saving in order to finance the future and live contentedly. You can achieve that through being a contented minimalist. A few ideas that will propel you include building a minimalist wardrobe, doing everything yourself and not paying for someone to do it, avoiding all forms of luxury, avoiding the use of credit cards and spending less that you earn. Frugality keeps you safe from debts and ensures you secure a future full of happiness.

Ways You Can Save Money When Dining Out

Enjoying a dinner out at some fancy restaurant is a great way to have some nice time with your best friends, or your family and a chance to escape from the troubles of preparing the meal and cleaning. But sometimes, depending on the your financial situation going out to the restaurant could be a big luxury which may not be affordable. So here are a few tips that you might find useful in order to reduce your costs.

Use The Restaurant Coupons

There are many daily deals sites that can be your obvious source for dining offers and discounts. In fact, the offers from many deal sites connected with restaurant dining offers compose the majority of the offers. They contain a good offers for about 40-50% off.

But there are some bad sides regarding this way of saving. There could be some rules for using vouchers like these or coupons for specific occasions during the weekends, or maybe you are not the type of person that is relaxed operating with coupons to dine out. Also, using the daily deal coupons sometimes can cause you to spend more money than you might have planned, for example for drinks or similar things. But don’t worry, there are always other methods to avoid wasting your money.

Make a smart choice when you order

Restaurant portions could be very big. And this can be harmful for your wallet or the waistline. So you should think about splitting your portions or appetizer with your friend, or partner. Also consider to split your portion and preserve one half for the tomorrow’s meal. If you have difficulty with limiting yourself, ask for a take out containers, even before you start with the diner, and pack the half of the meal in advance.

Drink Water

When we are talking about drinks, probably this is the best way where the restaurants are making the most of their money. Sometimes absolutely nothing goes better with a dinner than a glass of some good wine, but leaving out the drink can easily be the way for you to save some extra money when you are dining out. As you know the alcohol drinks are definitely higher priced so if you don’t want to drink water ask for soda drinks.

Skip the Dessert

We all know that the dessert is often the greatest parts of the dinner. And it’s silly to deny the fact, since we all love a great dessert at the end of our meal. Still consider just how much it will cost you to have a dessert at the restaurant. Ask yourself, is it worth to spend 5-10 dollars or even more on a small piece of cake or a pie? Splitting can obviously help here so you can try it when you are out with your partner, but still the fact that you are throwing a lot of money for a small piece will remain.

Instead, make a good plan for having a dessert outside of the restaurant. Try it with buying an ice cream on your way home, or plan in advance and choose something from the local bakeshop before going out to dinner and taste it when you return home.